秒速飞艇app官网·支付方式

秒速飞艇app官网·支付方式

手机版彩票,有哪些优势和劣势?,类似的题目思路还能转移到在线支付和信用卡支付的比较上。本篇范文在词汇表达上相当出色,可以借鉴。

Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss advantages and disadvantages of this trend.

题目中词汇表达:

plastic money:信用卡;

credit and debit cards:信用卡和借记卡

banknotes: 钞票、纸币

 

Sample: Band 7

Electronic transactions are gradually replacing the traditional banking system and the use of bank currency is being supplanted by credit and debit cards. This paradigm shift has both positive and negative consequences and this essay will deal both with them.

Primarily, electronic transactions and plastic card payments are more convenient and they are processed on the go. To illustrate, people neither have to carry a bulk amount of cash nor write a check - which usually takes a couple of days to clear the payment. Meanwhile, the eCommerce industry has flourished and many individuals have their own online business without any brick and mortar shop due to this electronic paying system. For instance, nowadays it has become easy to shop with a VISA or a Master card, virtually from anywhere in the world. That is to say, with PayPal and other online payment processors, someone can sell his products online.  

On the contrary, the trend does not come without negative aspects. Although we are able to use these cards due to technological advancement, the risks of using the plastic money, however, pertain to this technology. The primary threat to such payment mode is cybersecurity and hacking. For example, once a credit card is cloned or its sensitive data is hacked, the owner would suffer a great financial loss. A technology giant like Facebook has failed to protect its user data and the misuse of user data is a global concern. Same goes for the plastic cards and online payment systems which have the same vulnerability.

To conclude, albeit some adverse effects of the cards payment system, the use of plastic money for making and receiving payments is the need of the hour. It provides a plethora of advantages but we have to be careful of its use.

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